Free Credit Report

I did a lot of research on credit report over the previous school year and came to a few conclusions. First, to build your credit score is incredibly easy as long as you don't make a lot of commitments that you truly can't afford. Second, and probably most important, make your minimum payments, even if it's only the minimum. The idea that missing one minimum payment and making up for it with a larger payment the next month is a misguided conception. Last, check your score with a free credit report. It's a quick and easy way to figure out where you lie and what you need to do to improve your score. Good luck!

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